We look at the results from our June 2015 Household Surveys.

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I discuss the "Great Reset" with ITMTrading's Chief Analyst Lynette Zang.

https://www.youtube.com/user/itmtrading

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This is the final part of my conversation with economist Steve Keen.

Part One : https://youtu.be/fn0zNIkepbA
Part Two: https://youtu.be/KgJOuA9Bkto
Part Three: https://youtu.be/uUXKNAQIdO0

Support Steve via his Patreon Channel: https://www.patreon.com/ProfSteveKeen

Watch our previous show: Are Icebergs Fluffy? ... A Conversation With Steve Keen https://youtu.be/OxG03LPcT4I

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A quick round-up of some of today's news, including the latest falls in unit sales, APRA's latest climb down, consumer and business confidence and ASIC move to curtail some of the excesses in the short term consumer credit market where people might pay 990%.

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MLC Senior Economist Bob Cunneen speaks to MLC Portfolio Specialist Sinead Rafferty about share market strength in June, spurred on by record low interest rates and an easing in trade tensions.

Peter O'Malley from Harris Partners Real Estate is joined by property analyst Louis Christopher of SQM Research to take a look at what we may expect from the Sydney property market for the second half of 2019, including which segments will perform the best plus where do the major risks lie for both buyers and sellers.

No time to listen to this PODCAST now ? Why not subscribe on your favourite app – or here: https://MichaelYardneyPodcast.com

There is change in the air – our property markets are showing some promising signs

And the biggest question buyers and sellers in Sydney and Melbourne are asking is: “Are we there yet?”

In other words, they’re wondering have our property markets hit the market floor and is it time to get back in again?

We’ve also received the much anticipated second interest rate cut, which by the way isn’t good news.

In this month’s Property Insiders market update Dr. Andrew Wilson and I bring you up to date on what’s happening around our property markets.

We discuss


This month’s interest rate announcement – the RBA is clearly targeting unemployment. They want to move the unemployment rate down into the low 4’s to soak up the spare capacity in the employment market with the aim of impacting wages growth.
The Global economic environment. The major story this month has been the trade tensions between the US and China. If they persist they could impacting global GDP but we did see some positive moves recently with a downgrading of the tensions.
The Domestic economy – including

GDP - we saw the March quarter GDP figure — growth for the March quarter of 0.4%, which meant that the annual pace of growth in the economy has dropped from 2.4% down to 1.8%.
The unemployment rate in May was steady at 5.2%.
There were 42,300 jobs created — the strongest monthly jobs growth in the past 12 months – 39,800 new part-time jobs were created, whereas only 2,400 jobs full-time.
The participation rate rose to 66%, which is the highest it’s ever been in terms of people looking to get employment.

We look at today's APRA announcement and their changes to mortgage lending practice guidelines. What are the implications?

Summary of out thoughts are at 27:45 onward if you do not want the gory details!

https://www.apra.gov.au/media-centre/...

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Category
News & Politics

Your vendors call you in for a listing, but deep down they want a decent human being to show up. Taney Jain has been one of the key agents I've coached since the start of his career. In this training interview, he reveals why #empathy #compassion #connection is what's needed to play the long game. Being an agent involves so much more than just listing and selling.

The full interview is only in the Real Estate Gym: https://realestategym.com.au/

Website: https://www.tompanos.com.au/
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LinkedIn: https://www.linkedin.com/in/tompanos/

There is change in the air - our property markets are showing some promising signs.

And the biggest question buyers and sellers in Sydney and Melbourne are asking is: “Are we there yet?”.

In other words, they're wondering have our property markets hit the market floor and is it time to get back in again?

Watch as we discuss:

This month's interest rate announcement.

The interest rate cut was no real surprise.

The likelihood of an interest rate cut had been rising throughout June, particularly since the weak GDP figures in early June and following RBA Governor Phil Lowe’s speech which indicated that a single 25 basis point cut to rates (which was delivered in June) was unlikely to shift the path that we are on.

They are clearly targeting unemployment.

They want to move the unemployment rate down into the low 4’s to soak up the spare capacity in the employment market with the aim of impacting wages growth.

They’re keen to stimulate wages growth, to boost general economic growth.Before we look at the property markets let’s look at the economy...

The Domestic economy -

• It’s old news now but over the month we saw the March quarter GDP figure — growth for the March quarter of 0.4%, which meant that the annual pace of growth in the economy has dropped from 2.4% down to 1.8%. That’s the slowest rate of growth in our economy since 2009. So you can see the reason why the Reserve Bank is trying to get stimulus back into the economy.
• We saw unemployment rate in May; steady at 5.2%.
o There were 42,300 jobs created — the strongest monthly jobs growth in the past 12 months.
o The participation rate rose to 66%, which is the highest it’s ever been in terms of people looking to get employment.
o It’s this introduction of more people looking for work that still keeps the spare capacity in the employment marketplace that the RBA wants to have absorbed.
o Digging deeper into the employment numbers - 39,800 new part-time jobs were created, whereas only 2,400 jobs full-time. But remember these figures reflect the month where we had the federal election – so we should watch this space now that confidence is returning.
• Credit growth was also weak in the figures reported for May just a 0.2% increase, bringing the overall increase for the year at 3.6%. This is a very weak number —the weakest has been for over six years.

To put it simply....a buyer’s agent is the opposite of a selling agent (Real Estate Agent).

Instead of representing the seller they represent the BUYER and negotiate the purchase of a property on their behalf.

Why do you need one?

? They level the playing field.
? They help you find the right property at the right price.
? You have someone on your side with experience and perspective.

Summer brings the risk of Bush fire (wildfire) - so every year we check to ensure we are as ready as possible. There are five basic areas that need to addressed.

Facebook: fb.me/homestead.downunder
Twitter: https://twitter.com/homesteadtassie

Today professional real estate agent Mike Muncey from Noel Jones in Ringwood shares awesome tips for first home buyers.

Tip #1: Make your finance clause as trim as possible so it's attractive to the vendor.

Tip #2: Get a professional building or pest inspection if it's a concern otherwise add it to the terms.

If you enjoyed these first home buyer tips subscribe to our channel now.

You can contact Mike Muncey here for more first home buyer advice: https://noeljones.com.au/team/mike-mu...

Download a free copy of our Home Buyers Guide now at https://theloanroom.com.au/homebuyers...

The property market has steadily improved throughout 2019.

Increasingly, it looks as though prices may be stabilising in many parts of Sydney.

SQM Research’s Louis Christopher recently joined us to discuss the ‘State of the Market’.

In this interview, Louis discusses;

The performance of the Sydney market year to date
The rental market
The impact of the election campaign & subsequent result
The apartment sector and
Stock levels

In this Australian property market update we see Australia is still in wide spread decline but there are surprisingly positive signs that I didn't expect. We also talk about some of the larger economic factors at play.

0:00 - Introduction
0:37 - The rate of decline continues to slow
1:55 - Monthly value of new housing finance commitments increased
2:40 - Every capital city reported a decline with the exception of Canberra
5:05 - Sydney market update
6:35 - Melbourne market update
7:54 - Brisbane market update
9:45 - Adelaide market update
10:25 - Perth market update
11:14 - Hobart market update
12:41 - Darwin market update
13:55 - Canberra market update
14:30 - Rents have grown 0.3% nationally over the past 3 months
15:38 - Total listings remains high, but new listings are down significantly
16:32 - Other economic factors - Mortgage rates, loan approval process, election + economy
18:17 - Australia's private housing debt bubble and a bleaker view of the future
20:10 - Still a turbulent time in the Australian property market

Is Brisbane cheaper than it was 10 years ago? - https://www.youtube.com/watch?v=U_dJq...
In The Interest of the People YouTube Channel - https://www.youtube.com/channel/UCzwm...
Switzer Interview with Steve Keen - https://www.youtube.com/watch?v=uU2jw...
My Interview with Steve Keen (2015) - https://www.youtube.com/watch?v=brX18...

http://onproperty.com.au/687 - Visit the site for a full transcription and downloadable audio version of this video.